1. Agreement Acceptance

By accessing or using digitalflowfirst.com and related services, you acknowledge that you have read, understood, and agree to be bound by these Terms of Use. These terms constitute a legally binding agreement between you and DigitalFlowFirst, operating from Johor Bahru, Malaysia.

If you do not agree with any part of these terms, you must discontinue use of our platform immediately. Continued use after any modifications to these terms indicates your acceptance of the revised conditions.

2. Service Description

DigitalFlowFirst provides digital asset allocation guidance and educational resources for individuals seeking to understand modern portfolio management strategies. Our services include analytical tools, market insights, and educational content designed to enhance financial literacy.

3. User Responsibilities and Conduct

Users must provide accurate information during registration and maintain the confidentiality of their account credentials. You are solely responsible for all activities that occur under your account.

• Maintain accurate and current account information
• Protect login credentials and notify us immediately of unauthorized access
• Use services only for lawful purposes and in accordance with applicable regulations
• Respect intellectual property rights of all content and materials
• Refrain from attempting to disrupt or compromise platform security

4. Intellectual Property Rights

All content, including but not limited to text, graphics, software, images, and analytical tools available through our platform, remains the exclusive property of DigitalFlowFirst or our licensed partners. Users receive a limited, non-exclusive license to access and use these materials for personal, non-commercial purposes only.

Reproduction, distribution, modification, or commercial use of our proprietary content without explicit written permission is strictly prohibited and may result in legal action.

5. Privacy and Data Protection

We collect and process personal information in accordance with Malaysian data protection laws and our Privacy Policy. By using our services, you consent to our data collection practices as outlined in our comprehensive privacy documentation.

User data is protected through industry-standard security measures, though we cannot guarantee absolute security against all potential threats. Users should be aware of inherent risks in digital communications and take appropriate precautions.

6. Financial Disclaimers

Digital asset allocation involves significant risks, including potential loss of principal. Historical performance data does not guarantee future results. Market conditions can change rapidly, affecting asset values and allocation strategies.

DigitalFlowFirst does not provide personalized investment advice and is not responsible for investment outcomes based on information obtained through our platform.

7. Service Availability and Modifications

We strive to maintain continuous service availability but cannot guarantee uninterrupted access. Scheduled maintenance, technical issues, or unforeseen circumstances may temporarily limit platform functionality.

DigitalFlowFirst reserves the right to modify, suspend, or discontinue any aspect of our services at any time with reasonable notice to users. Such changes may be necessary to improve functionality, comply with regulatory requirements, or address security concerns.

8. Limitation of Liability

To the maximum extent permitted by Malaysian law, DigitalFlowFirst shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of our services or inability to access our platform.

Our total liability for any claims related to these terms or our services shall not exceed the amount paid by you for accessing our premium services during the twelve months preceding the claim.

9. Governing Law and Dispute Resolution

These terms are governed by Malaysian law and subject to the exclusive jurisdiction of Malaysian courts. Any disputes arising from these terms or your use of our services will be resolved through binding arbitration conducted in Johor Bahru, Malaysia.

Before initiating formal dispute proceedings, parties agree to attempt good faith negotiations to resolve conflicts amicably.

10. Term Modifications and Communication

We may update these terms periodically to reflect changes in our services, legal requirements, or business practices. Material changes will be communicated through email notifications and prominent website notices at least 30 days before implementation.

Continued use of our services after modification effective dates constitutes acceptance of updated terms. Users who disagree with changes may terminate their accounts before the effective date.